[JARED DIAMOND:] In Guns, Germs, and Steel I asked why history has unfolded differently over the last 13,000 years in Eurasia, in the Americas, in sub-Saharan Africa, and in Aboriginal Australia, with the result that within the last 500 years Europeans were the ones who conquered Native Americans and Aboriginal Australians and sub-Saharan Africans, rather than vice versa.
Take advantage of the growing delivery trend and sign up for a service like Instacart, UberEats, Postmates or Amazon Flex. You get paid per delivery, in most cases, and can even earn tips. A car isn’t always required — Postmates lets you use a bike, scooter or your own two feet to make deliveries — but a background check almost always is part of the deal. Learn more about how to get started with Amazon Flex, UberEats and Instacart.
Ask for a raise. If you’re unhappy with your compensation at your 9-5 job, asking for a raise is one way to beef up your bank account. Most employers offer an annual review of your work – which could be the perfect time to negotiate a higher salary or ask for better perks. If your employer doesn’t offer such an opportunity, it might be time to initiate a review yourself.
Another way to utilize your talent and business skills is to run corporate workshops online. Businesses are always looking for unique ways to help educate their workforce, and if you can package your talents into a day or half-day long session, you can sell that to companies all over the world to make money online. Start by building a portfolio and then reaching out on LinkedIn to influencers at relevant companies to see if they would be interested in you teaching their team.

Use your credit card’s cash advance feature. Some credit cards will allow you to withdraw a certain amount of cash by using it at an ATM. This can help you come up with cash in a hurry. However, the interest rates on cash advances are usually much higher than the credit card’s usual interest rate, meaning that you will eventually have to pay more.[28]
Many of us are interested in becoming millionaires. However, that goal sometimes seems rather far away. You don’t have to be born rich, or inherit a fortune, to become a millionaire. If you have the right stuff, you can work your way into your millions. But it helps to know what traits often make a millionaire. Here are 5 traits that many millionaires have — and that you can develop:
Hmmm… my 12 year old daughter has gone through almost 4 different sizes in the last couple of years. I have jeans and tops – some with the tags still on them, some only worn by her once or twice. I bet I have at least 50 or more pairs of just jeans… mostly very expensive jeans!! Is there another kind, lol? I hate to have a lot of people come to our home. Would I lose a lot of money by selling them online as opposed to a yard sale? I also have quite a few other items I really need to get rid of because they’re just sitting in my shed, taking up space. Do you have any advice on how to get the maximum money for these items (mainly the girl’s clothing)? Thanks!!

Very thorough and interesting list! I really loved this post and wanted to thank you for sharing, very helpful. I am fortunate enough to make a full-time income and support my family working from home, and I know many others who do as well. One thing I have realized working from home and making money online for years now is that the more people you genuinely help, the more money you end up making. Helping others to succeed will in turn create you a large following of loyal customers. If you have a loyal customer base and followers, you then have the perfect target audience for your business.
Donating plasma can actually work out better than selling your blood.  It takes longer to donate plasma because they will put your red blood cells back in your system. The upside is that you can donate plasma as much as twice a week and you can make anywhere from $40-$60 per donation. You can make that $100 in less than a week if you can stomach the needle.
Manage social media for businesses. If you have a knack for social media, you could potentially get paid to manage various platforms for others. Many businesses are too busy running day-to-day operations to stay on top of their Facebook, Twitter, and Pinterest accounts – and will pay someone with the knowledge and time to do it for them. To find these jobs, ask local businesses and check sites like UpWork.com and Problogger.net.
Do you enjoy fast food or going into retail shops? Many companies hire mystery shoppers to test the customer service of their stores. A common one is Subway, which hires mystery shoppers to ensure that "Sandwich Artists" are following all the franchise guidelines. If you have time and can travel to different places, this could be a good side hustle.
They don’t even have to be your bottles: Plenty of people are too busy or lazy to bother returning a six-pack worth of beer or soda cans for 30 cents and simply leave them out for curbside pickup. It may not be trash day in your neighborhood, but it surely is somewhere. Fill up a 50-gallon trash bag with cast-off cans, and you can redeem them for about $12 – it’s just a start, but you can do it again and again, and all it takes is time and hustle.
Earn money, spend less than you earn, save, invest, repeat the process. Embrace the Millionaire Mindset. After that, it’s just a matter of time. Even if it takes years or decades, the process really is that simple. Of course, it may not seem as easy as I laid it out here, but it really is. Remember, this is not an overnight get rich quick scheme. It takes time, planning, and a little luck along the way.
I am hoping my success story involves a combination of the blog and consulting. I’ve been really struggling with the consulting lately in an attempt at networking and obtaining more clients. Between the two blogs, keeping up with industry, and maintaining an amicable family relationship I find I am short on time. My wife has not worked for over 2 years so we are on a single income. We do have a child who takes a lot of time and money.
For example, a $200,000 mortgage on a 30-year loan will cost you another $186,500 in interest payments, so you are actually paying a total of $386,500 over the course of 30 years. On the other hand, if you are willing to pay a few extra hundred dollars a month (for example, $350) by refinancing to a 15-year loan (usually at a lower interest rate), you could pay your mortgage off in only 15 years, and the best part is you would save yourself a whopping $123,700 in interest. That's money in your pocket. Talk to a loan officer about your options.
Every year, hundreds of millions of documents are notarized in the United States: wills, mortgages, citizenship forms, handgun applications. While for decades, this has all been done in person, there is a budding crop of sites that allow notaries to take their services online. If you’re already a notary, you can sell your services online. Or, if you want to get started, check out the National Notary’s checklist for becoming a certified notary.
I feel that circumstances really do alter cases. At this point in history Microsoft looks spectacularly successful, and Big Blue and ATT less so. We should remember that ATT lasted a century, however, in spite of many mistakes. (And even now, it is possible for a Lucent scientist to claim , — "they couldn't kill us".) We are as always at a unique point of growth of a particular type of economic entity, and what is successful now has more to do with when we are than with any universal laws. I accept that Diamond's hypotheses in his book explained the past; but prediction is hard, especially of the future.
We've all heard the saying. Pay yourself first. But how many people follow it? The truth is that most of the world lives with a scarcity mentality. They go paycheck to paycheck, petrified of what might occur if they get sick or lose their job or something else traumatic happens. The truth is that if you don't pay yourself first, you'll never be able to get rich. It's part of having an abundant mindset and should be prioritized at all costs.
While droves of individuals salivate over the ability to live, work and play anywhere in the world that they chose to, most are primarily fixated on the ability to just earn a bit of money online. One stream of revenue would likely make the world of difference to many folks. But doing that seems to be an ever-increasing technical challenge. So it isn't about getting rich for a large degree of people, but rather, finding a way to earn just a little bit more money without all the added time it might take.
You could easily do home organizing for people, an industry that has gained a lot of popularity since the debut of Netflix's hit series Tidying Up with Marie Kondo. If you're a tidy and organized person yourself, and you're good at organizing spaces, why not offer your services to people around you? You'd be surprised at how many people, even on your own social media feed, might take you up on doing something like this.
I think what you’re asking is how you can make extra money to pay your real estate taxes. If that’s the case, it depends on your current financial situation, the amount of your estate taxes, your skills, and more. If you visit the “Make Money” section of our website, we have a few articles with different ideas that may be helpful for your situation: https://www.dollarsprout.com/category/make-money/
17. Amazon – Have you heard of FBA? It stands for “Fulfilled by Amazon” and it’s getting pretty popular. Basically, you buy products (in bulk is best) and ship them to Amazon for them to store. When your products sell, Amazon packs them up, ships them out and sends you the money (after taking their cut). There are people making a full-time living from FBA, while others just do it for some extra money.
Companies like Uber and Lyft offer a great opportunity to make some quick cash. You'll need a clean driving record, a fairly new car and the authorization to work wherever it is that you live. If you have all of those things, you can work when it's feasible for you, whether that's in the middle of the day during rush hour, or in the wee hours of the night on a weekend. The choice is yours.
Thanks for this. It was very much helpful. I followed John Crestani’s tutorials. Back then, they were a bliss for me. He has the most genuine ways to earn a 6-figure side-income. He has the most appropriate ways about how to leverage paid traffic online, to create an affiliate marketing based business. My life has completely changed now. It is worth it. You can learn his tutorials at: *https://bit.ly/2CJWcx6*
I am hoping my success story involves a combination of the blog and consulting. I’ve been really struggling with the consulting lately in an attempt at networking and obtaining more clients. Between the two blogs, keeping up with industry, and maintaining an amicable family relationship I find I am short on time. My wife has not worked for over 2 years so we are on a single income. We do have a child who takes a lot of time and money.
Essentially the same thing happened in China with clocks: one emperor's decision abolished clocks over China. China was also on the verge of building powerful water-powered machinery before the Industrial Revolution in Britain, but the emperor said "Stop," and so that was the end of the water-powered machinery in China. In contrast, in Europe there were princes who said no to electric lighting, or to printing, or to guns. And, yes, in certain principalities for a while printing was suppressed. But because Europe in the Renaissance was divided among 2,000 principalities, it was never the case that there was one idiot in command of all Europe who could abolish a whole technology. Inventors had lots of chances, there was always competition between different states, and when one state tried something out that proved valuable, the other states saw the opportunity and adopted it. So the real question is, why was China chronically unified, and why was Europe chronically disunified? Why is Europe disunified to this day?
GoodFinancialCents.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. For more information, please check out our full disclaimer. GoodFinancialCents.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.

Keep in mind though, you don’t need a website to do sponsored content since you can also get paid if you have a lot of social media followers. My wife has a pretty big Instagram following, and she gets all kinds of sponsorships. Not only does she get paid in cash, but we get a lot of free stuff, too. We’ve received free rugs, free lights, and free carpet cleaners. She only promotes things she loves though, so this strategy works really well for her.

What happened was that the Samurai, the warrior class in Japan, had been used to fighting by standing up in front of their armies and making a graceful speech, the other opposing Samurai made an answering graceful speech, and then they had one-on-one combat. The Samurai discovered that the peasants with their guns would shoot the Samurai while the Samurai were making their graceful speeches. So the Samurai realized that guns were a danger because they were such an equalizer. The Samurai first restricted the licensing of gun factories to a hundred factories, and then they licensed fewer factories, and then they said that only three factories could repair guns, and then they said that those three factories could make only a hundred guns a year, then ten guns a year, then three guns a year, until by the 1840s when Commodore Perry came to Japan, Japan no longer had any guns. That represents the loss of a very powerful technology.
One of the best ways to becoming a millionaire is investing in real estate. Let’s face it.. the market is unstable. Though there is negativity around real estate and though it does take more time and effort to become rich..it is still the way to go. Where do you think Donald Trump made his millions? How do you think he got started.. real estate. SO, if you’re ready as I am, get a copy of “The Pizza Delivery Millionaire” by Rick Vazquez. Unlike many other books out there that might be geared to people who already know something about real estate, this book is simple yet offers great suggestions on the keys to becoming successful. This is the year for me!
What are dividend stocks? They are just like regular shares of stock, but with one exception: For every share of a dividend stock that you own, you are paid a small portion of the company’s earnings. Basically, you get paid just for owning the stock! If you are looking to get started with dividend investing, check out Ally Invest (which is included on our list of best investment apps).

Babysitting isn’t just for teens. Everyone from college students to recent retirees can make money watching other people’s children. Word-of-mouth referrals from friends and family are still a great way to get started, but you can also create a profile on Care.com or Sittercity to expand your reach. Note any specialized skills, such as CPR certifications or experience with special needs children, to make yourself more marketable.
However, what he didn't fully appreciate at the time was just how much others were helping in the process to push and enact those deals. When he walked away from a nearly $2-billion-in-sales company at the age of 30, he simply didn't realize that. In his own words, he was full of himself and entirely overconfident about what he could achieve on his own. His slow and steady decline in the 22 months that followed his departure from that business was one of the most brutal periods in his life, where he almost lost all hope.
Now, it’s time to plan out your show. If you’re doing an interview-style show, you’ll now want to start getting some guests involved. You can use your existing social network to reach out to people you already know or are connected with on Twitter or Facebook. You can also head to Medium or Amazon to find authors or experts on topics specific to your niche.
The same inefficiency turns out to characterize some other German industries. The German soap industry and the German consumer electronics industry are also inefficient; their companies are not exposed to competition with each other, nor are they exposed to foreign competition, and so they do not acquire the best practices of international industry. But that disadvantage is not true for the German metal-producing industry or steel industry. There, big German companies compete with each other and they compete internationally, and therefore they are forced to acquire best international practices through competition.         
I’m really torn here. As a writer, I sympathize with you. I’ve looked again and again into freelancing, and consistently find that the rates other people are willing to work for make it an insulting waste of my time. (Like, $10/hour is what a 15-year-old babysitter makes, not a professional writer.) On the other hand, you really can’t ask others to not compete with you. On the plus side, in my (limited) experience, you do get what you pay for most of the time. My sister had a less-expensive wedding photographer, and she was definitely less than happy with the results. So …
Become financially literate: Before you start investing, you must financially educate yourself. The financial industry wants to sell you thousands of different products, on which they’re making money in the end, not you. If you don’t understand 1,000 % in what kind of a product you’re investing your money, you’re probably going to lose it. So, if you want to get rich, you must understand financial products, taxes, legal aspects and other investment issues really well.
Work in grocery delivery. Instacart is a company that will pay you to pick up grocery store orders in your spare time. The entire purchase and order takes place through the Instacart app, making it easy for you to pick up the groceries your customers wants and get paid. Like other food delivery jobs on this list, Instacart lets you earn a per-trip rate plus tips. Shipt is another service that will pay you to shop for groceries and deliver them to consumers in your area, so make sure to see if they’re available where you live.
If you’re serious about making money selling things online, it’s pretty much impossible to not recommend Shopify. The platform gives you everything you need to get your online store up and running in less than a day including a custom domain, beautiful templates (so you don’t need design skills), secure payment options, and they can even take care of marketing and shipping for you. Whether you’re promoting your own products, designs, or curating other products for people in your niche, Shopify is the best option for powering your online store.
Websites like Survey Junkie will pay you a decent chunk of change for the low-maintenance, borderline mindless task of completing surveys. Companies want to understand consumers better, and one way they do that is by compensating survey-takers. Most surveys pay between $0.50 and $1.25, and many of them take less than 5 minutes to do. You can read our full Survey Junkie review for more info.

It's really easy to look at certain strategies and techniques in business or in life that will help you make monumental leaps forward, financially speaking. But that doesn't take into account one of the most important ingredients for success. If you're serious about succeeding at the highest level, be grateful. Not tomorrow. Not in a few weeks when you get a raise. Right now. In this very moment. Why? Because it could all disappear in an instant. Appreciate what you have while striving for more.
With $2 million dollars still in the bank, he thought he was invincible. Fast forward 22 months later, and with just $4,000 left in his account, the walls were closing in on him. I'm all-to familiar with that feeling of despair and anxiety, of sheer and utter pain and panic, that it really hit home for me, as I know it does for others. The truth is that it's easy to make friends when you're riding high, but when you fall from grace and everyone around you disappears, you realize the importance of things like family and health over monetary achievements.

That’s my plan. No kids, no spouse, parents deceased. I’ll never be able to retire. On PSLF, but forgiveness not approved until 120th payment. Many are not being forgiven now. I take courses to stay in deferment. FedLoan bases payment on gross; not net. How does that make any sense?! After bills I can’t afford the payment. I have 3 grad degrees. Was supposed to be a psychologist. APA & NCE won’t accept my 15yo degrees for the national exam. So I teach at a CC. Over 180,000 in debt now and it grows monthly.
If you’ve got some free time and don’t live in the middle of nowhere, becoming a Lyft driver can be a very lucrative side hustle that allows you make money fast. And right now, they’ve got a promotion going on where any new driver will instantly get a $300 bonus after completing their 100th ride. If you start now and hustle hard on the weekends, you can probably unlock that bonus within a few weeks of driving (and that’s in addition to your normal earnings).
×