With $2 million dollars still in the bank, he thought he was invincible. Fast forward 22 months later, and with just $4,000 left in his account, the walls were closing in on him. I'm all-to familiar with that feeling of despair and anxiety, of sheer and utter pain and panic, that it really hit home for me, as I know it does for others. The truth is that it's easy to make friends when you're riding high, but when you fall from grace and everyone around you disappears, you realize the importance of things like family and health over monetary achievements.
Tenants sounds good, but can be a toxic problem as I recall before of one studying Religion and Ministry somewhere and claimed to be clean and laid back, but came to light by another tenant he stayed with to have a bad temper, bad attitude and never clean up his own dishes and have his stuff scattered in living room without first discussing with his roommate and always asked other roomie for rides and money as a moocher and would get pushy if his roomie refused as unable to at times.
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In addition, I've been talking about conditions to maximize productivity and creativity and moneymaking ability. There are other considerations in organized human groups, and there are conditions under which productivity is not the thing you're most interested in. There are conditions where more centralization may be appropriate. For example, during a war, you do not want your air force, army, and navy to be fiercely competing with each other, but instead you want during a war more centralized control than you do in peace time. And there are also human groups for which productivity and differential money-making ability are not the overriding consideration. I don't want you to go home tonight and each of you to say to your spouse or significant other, "Darling, I've just heard this guy Jared Diamond, who says that within human groups competition is what spurs productivity and innovation, and so I think we need to follow his advice in our household. For the next month let's see which of us earns a bigger income, and at the end of the month the bigger income-producer will keep on with the job, and the one of us who has lower income and is less efficient can turn to scrubbing the floors and shopping at the supermarkets." That just illustrates: there are other considerations in a marriage than optimizing productivity.
If you want to help shape products in their early stages, joining an online focus group or answering survey questions is a great way to make extra money online. They don’t pay as much as some of the other options we’ve highlighted, but you can join groups on sites like Survey Junkie, Swagbucks, and IPSOS that pay out through Amazon gift cards, check, or PayPal. You’ll be asked to provide a bit of information about your demographics (age, location, etc…), but after that you can get going making money through surveys.

This is a great list Jeff. One penny saved is one penny earned. Thank you for listing 1010 ways to make money fast. I would like to add something to what you have already told. Fiverr is a more than a 5 USD thing now. With standard and premium gigs feature been implemented, some graphic designers are making more than 100 USD a design. Even the web designers and copywriters can really make good amount of money in very short time with very less effort.

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Use your skills to do day labor. Post an ad online or on a bulletin board offering to do odd jobs or sign up with an employment agency that specializes in temporary work. An alternative way to find day labor is to go where other day laborers meet, if you know of any, and wait for employers (building contractors, landscapers, homeowners and small business owners). Common odd jobs people need day laborers for include:[10]
When an airplane leaves from one city to the next, it has a plan. Its plan is called a flight plan. It's a massive action plan that involves speed, altitude, direction of travel and many other facets. But what happens when there's turbulence or air-traffic congestion or it needs to change course for some other reason? The plane changes its plan. But it doesn't change its goal of where it's going. Create and follow a plan, and don't be afraid to change it if you see something isn't working.
If you’ve got a way with words and expertise in a niche, there are plenty of sites that will pay for articles and content you write. Think of the sites you read regularly. What can you contribute to them that would be interesting? Research your niche and then look for ways to pitch articles. Many sites will simply have a submission or contact link in the footer. To get started, check out my full guide to becoming a freelance writer on the side and then submit your articles to places like Instash, Listverse, TopTenz, A List Apart, International Living, FundsforWriters, and Textbroker.

Build your audience on a course community: If you’re just getting started building an audience for yourself and want to leverage communities already actively looking for content you can choose to host and sell your online course on a site like Skillshare or Udemy. These are easy, cost-effective ways to build an audience and test your niche to see if there’s demand for it.
If it’s not clear yet, information and expertise are two of the most consistent and lucrative ways to make extra money online. If you don’t like talking on the phone, you can sign up to get paid to answer professional questions on JustAnswer. There are thousands of questions being asked every month from people looking for help from lawyers, doctors, mechanics, vets, and more. To apply, you’ll need to supply your professional verification, resume, and a form of identification.

This is much easier said than done, but the last four steps lay the groundwork to be able to start your own business. If you have a knack for business or want to be your own boss, this can be a great step to making some money. However, as many entrepreneurs will tell you, creating your own business requires massive upfront costs and low revenue in the beginning.
Sell stuff online. If you have high-quality items to sell, there are a slew of online marketplaces you can use. Just make sure you understand the fees associated with your sale before you take the plunge. Where neighborhood Facebook pages and Craigslist ads are free, many online marketplaces or consignment shops charge for ads or require you to fork over a percentage when you make a sale.

Hmmm… my 12 year old daughter has gone through almost 4 different sizes in the last couple of years. I have jeans and tops – some with the tags still on them, some only worn by her once or twice. I bet I have at least 50 or more pairs of just jeans… mostly very expensive jeans!! Is there another kind, lol? I hate to have a lot of people come to our home. Would I lose a lot of money by selling them online as opposed to a yard sale? I also have quite a few other items I really need to get rid of because they’re just sitting in my shed, taking up space. Do you have any advice on how to get the maximum money for these items (mainly the girl’s clothing)? Thanks!!


The truth of the matter is that very few ever tap into their hidden potential inside. They relent to bad habits and the status quo, never really thinking that they can achieve their biggest goals in life. They give up and throw in the towel, calling it quits. But it's virtually impossible to get rich if you give up. Failure is just a stepping stone. It isn't the end of the road.


Websites such as Upwork, Fiverr and Freelancer offer opportunities to do a variety of freelance jobs, such as writing, programming, design, marketing, data entry and being a virtual assistant. Fluent in a second language? Check sites such as Gengo or One Hour Translation, or drum up business through a site of your own. No matter what kind of freelancing you do, keep track of the going rate for the kind of work you provide so you know if you’re charging too much or too little. Learn how to get started on Upwork.
Residual passive income involves assets that pay you monthly for little to no work, or from work you did once but no longer do. This income is key to automatically generating wealth over time. Some examples include collecting royalties from books you wrote, selling advertising on your blog or website, or selling digital products like e-books, online courses, online workshops or videos.
Ryan and all, thanks for sharing these encouraging thoughts and ideas here. After going through all comments I feel “to become a multi-millionaire” is no longer a secret..its all about handling money in a disciplined way. I am really excited to explore this finance world and in that context I need one help from you all experts. Could you kindly recommend me some books (for a beginner) on asset allocation/portfolio management. Thanks for doing all great work here. This site is now bookmarked ?

Hi Danielle – I presume you have a website or blog? If so, the easiest way to start is by signing up for an affiliate site, like Commission Junction. They represent hundreds of companies offering affiliate programs. But you can also contact companies directly, preferably those who’s products and services you actually use. Most company’s have affiliate programs now, so you can try signing up that way. They’ll give you a coded link to place on your site that will credit you for the sale when a reader clicks through to their site and makes a purchase.
Research individual companies in your desired niche: If possible, it’s always better to become an affiliate directly with a company (if they have an internal affiliate program), as no one else will be dipping into your commission rate. This is the preferred route for most of the prominent affiliate marketers, including Pat Flynn. Unfortunately, it’s also the most work, as you’ll have to do the research yourself to see who offers programs (they’re usually listed in the website footer).
Make money on YouTube. People who love the spotlight and have other online hustles should consider creating their own YouTube channel. If you’re interested — and interesting — you can use the platform to market affiliate products, sell products you create yourself, or receive ad revenue for your informal tutorials or entertaining videos. Once you get the ball rolling, YouTube offers a partner program that can help you monetize your business further.

Websites like Care.com connect parents with babysitters. The company does all the background checking and other due diligence to put parents' minds at ease. Of course, you can appeal directly to people in your personal network, but if you're looking to generate recurring revenue sign up with a site marketing to parents looking for child care services.
If you live near a university, there are likely all sorts of research studies looking for participants. While I was an undergrad at Virginia Tech, I got paid $500 to participate in a 6-week dietary study. The study provided all my meals and paid me, but I had to eat a 5,000 calorie diet of 50% fat for 6 weeks, plus I had multiple muscle biopsies, urine/blood testing, etc.
How much will you make? I think my best month with Google AdSense was almost $5,000 over the last ten years. That amazing month blew my mind since it was actually near the beginning of my blogging journey. When you go from making zero to $5,000 in a month, that will rock your world. For me, it also got me even more excited because I knew there were other ways to monetize.
Earnest (refinance your student loans): Same idea as above but on your student loans. There is $1.4 trillion in student loan debt outstanding. When you have student loan debt, it can make it hard to get ahead, invest, or to buy a home. If this sounds familiar, refinancing the debt can not only help you pay it off more quickly, but it can save you money on interest too.

Ebates ($10 free signup bonus): Shop online through their website at more than 2,000 stores like Sephora, Macy’s, and Apple. Ebates members also special discounts, promo codes, and coupons. You earn cash back with each purchase and will receive it in the form of a check or through PayPal. If it’s already cheaper to shop online, why not make it even cheaper?
Spending intentionally doesn’t require pinching every penny, but you should know where those pennies are going and that the destination is something you value, whether that’s travel or good food. It’s easy to fall into a habit of doing the opposite, basically a financial version of mindless eating — buying a new pair of shoes because you walked by the shoe store, for example.
Rent out a parking spot. If you live in a busy or congested area and have parking to spare, you might be able to rent out your parking space for some quick cash when you’re not using it. Simply advertise your open parking space online including details on the location, whether it’s covered or uncovered, and your desired hourly, weekly, or monthly fee. If you want, you can even use a site like Just Park or download the Spot App to reach more potential customers.
I have cleaned house, done dog sitting and sold items I no longer need. I have complimented my retirement income by about $ 1000 a year paying for a plane ticket, rental car, bed and breakfast, food and attraction tickets for a 3 to 4 day trip. It gives me something to really look forward to. I always pay taxes on the service income I make. Always give value.
Open an Etsy store. If you have a creative talent or skill – whether it’s creating art, sewing clothes, or making keepsakes – you can open an online store on Etsy.com and sell your wares for some quick cash. With your own Etsy store, you’re left in charge of pricing and, ultimately, how much you make. See our detailed primer, “How to Make Money on Etsy.”

I propose to get some empirical information about this question by comparing the histories of China and Europe. Why is it that China in the Renaissance fell behind Europe in technology? Often people assume that it has something to do with the Confucian tradition in China supposedly making the Chinese ultra-conservative, whereas the Judeo-Christian tradition in Europe supposedly stimulated science and innovation. Well, first of all, just ask Galileo about the simulating effects of the Judeo-Christian tradition on science. Then, secondly, just consider the state of technology in medieval Confucian China. China led the world in innovation and technology in the early Renaissance. Chinese inventions include canal lock gates, cast iron, compasses, deep drilling, gun powder, kites, paper, porcelain, printing, stern-post rudders, and wheelbarrows — all of those innovations are Chinese innovations. So the real question is, why did Renaissance China lose its enormous technological lead to late-starter Europe?
The ego is the driver making the decisions. It decides between the devil (the id) and the angel (the super-ego) on either shoulder (yes, all those cartoons you've ever seen are partly true). We have voices in our mind, and it's up to the ego to decide which one to fulfill. Its goal is to satisfy the id in some way while also attending to the super-ego.
This side hustle can easily become a full-time job! If you’ve got expertise in an area and think you can help small businesses near you, give this a shot. For instance, Ben and I know a lot about running Facebook advertising campaigns, so we approached the owner of our gym if he would let us design a few campaigns for him. And of course, he was thrilled to get the help! Here’s a useful 18 Step Checklist for Becoming a Small Business Consultant.

I first learned about you when I downloaded your free e-book, How to Make Money – BLOGGING, via Amazon Kindle. It was a sure one-sitting kind of book but is very meaty. I got all the wonderful ideas from your book and finally decided to visit your website to harvest some more inspiration. I am so glad my path was directed here because I also have just started my incognito blog.

Don't put all your trust in Social Security. While it's a good bet that Social Security will continue to work for the next 20 or so years, some data suggest that if Congress doesn't radically alter the system — either by raising taxes or reducing benefits — Social Security won't be available in its current form. It is probable, however, that Congress will act to "fix" Social Security. In any event, Social Security was never designed to be the only resource for retirees in their later years. That makes it all the more important that you save and invest for the future. [1]

I feel that circumstances really do alter cases. At this point in history Microsoft looks spectacularly successful, and Big Blue and ATT less so. We should remember that ATT lasted a century, however, in spite of many mistakes. (And even now, it is possible for a Lucent scientist to claim , — "they couldn't kill us".) We are as always at a unique point of growth of a particular type of economic entity, and what is successful now has more to do with when we are than with any universal laws. I accept that Diamond's hypotheses in his book explained the past; but prediction is hard, especially of the future.

It’s no different with blogging. Less than 1 % earn really good money out of it. Ramit Sethi, for example. Then there are some people who are making a decent living out of it. But the vast majority of bloggers earn zero dollars. The statistics suck, but that’s the name of the game, if you want to earn money with fame. You must get in the top 10 %, or even better in the top 1%.
What are the best ways to make money right away? While a search online when you're in need of some fast cash will produce millions of results, not all will be legitimate. It's up to you to filter through the so-called noise. These 32 strategies will help put you in the black, even if it's in a very small way. Once you are, resume planning and focusing on the bigger picture. 
Skillshare: Want to teach people things but don’t want to make them publically for free? Skillshare is a platform that allows people to create online courses to help others and if people use your course, Skillshare will pay you. Want to learn from other creators? There isn’t a better place on the internet. Skillshare comes built-in with an audience interested in learning online.
Check with your local bank to see if they're giving away cash bonuses for opening up accounts. Banks run promotions like this all the time, so grab some real cash quickly if you're in need. It won't break the bank (no pun intended) but it will give you a quick $50 or $100 -- maybe even more -- when you really need it. You might need to deposit a minimum amount of cash (usually in the thousands) in order to qualify for these types of accounts (but not always).
Thank you for sharing your perspective. I will leave this here if you want to be financially free for life; I used to have most of my investments in stocks and mutual funds. I have been doing some research on cryptocurrency investments, trading and mining, and I came across many reviews online. I found this Crypto expert/miner via his mail address at [cryptojacking.worm (at)gmail com ]
Ebates is another cash back app, similar to Dosh, and right now they are offering a $10 signup bonus. There’s no rule saying you can’t have multiple cash back apps, so why not sign up for a couple just so you get the bonuses? Once you get your bonuses, then just use whichever app gets you the best deal on your upcoming purchases. Easiest money ever!
Now, it’s time to start creating and uploading content. Make sure you’re using a high-enough quality camera (most smartphones will work but I’d suggest at least having a tripod so your footage isn’t shaky), but don’t worry about being perfect at first. The beauty of YouTube is that you can continue to test out different content and styles as you find what works for you. Instead, stick to a regular schedule to build up your subscriber base.
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Blogging is a great side hustle because you can do it at your own pace anywhere you want. It's not a quick and easy way to make money, but there are a lot of ways to make money side hustling while blogging. You can sell advertising, become an affiliate for other people's products, sell your own online product, and more. It does take time to build up an audience to be able to make a decent amount of money, but once you have a large following, you could earn over $15,000 per month or more (we do).

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Borrowing could be a key element in this method. Say you borrow $200,000 and put in $50,000 of your own to buy a property for $250,000. Then you develop the property and sell it for $400,000. The property has increased in value by 60% but your $50,000 has now grown fourfold to $200,000. You have to select the right properties in the right areas and develop them wisely.
Companies like Uber and Lyft offer a great opportunity to make some quick cash. You'll need a clean driving record, a fairly new car and the authorization to work wherever it is that you live. If you have all of those things, you can work when it's feasible for you, whether that's in the middle of the day during rush hour, or in the wee hours of the night on a weekend. The choice is yours.
Great article, I have tried a few over the years. I had a side business cleaning offices for years. It did great, but I hated never being able to take more than 3-4 days vacation, so I eventually gave up. I tried MTurk, but if you multiplied my earnings on an hourly basis, it was a little over $6/hr. My blog is much worse, probably less than $0.25/hr.
What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you. And the best part is, the app takes up barely any space and doesn’t slow down your phone or tablet at all!
How do we account for these cultural losses and non-inventions of Tasmanian society? Flinders Island was even more extreme — that tiny society of 200 people on Flinders Island went extinct several millenia ago. Evidently, there is something about a small, totally isolated human society that causes either very slow innovation or else actual loss of existing inventions. That result applies not just to Tasmania and Flinders, but to other very isolated human societies. There are other examples. The Torres Strait islanders between Australia and New Guinea abandoned canoes. Most Polynesian societies lost bows and arrows, and lost pottery. The Polar Eskimos lost the kayak, Dorset Eskimos lost dogs and bow drills, and Japan lost guns.         
Chase Freedom Unlimited℠ – The Chase Freedom Unlimited℠ is a new Chase card that is taking the rewards world by storm! By signing up, you’ll earn a $150 signup bonus after you spend just $500 within 90 days. Plus, you’ll earn a flat 1.5% back for every dollar you spend on any type of purchase. Best of all, this card doesn’t charge an annual fee, either.
What happened was that the Samurai, the warrior class in Japan, had been used to fighting by standing up in front of their armies and making a graceful speech, the other opposing Samurai made an answering graceful speech, and then they had one-on-one combat. The Samurai discovered that the peasants with their guns would shoot the Samurai while the Samurai were making their graceful speeches. So the Samurai realized that guns were a danger because they were such an equalizer. The Samurai first restricted the licensing of gun factories to a hundred factories, and then they licensed fewer factories, and then they said that only three factories could repair guns, and then they said that those three factories could make only a hundred guns a year, then ten guns a year, then three guns a year, until by the 1840s when Commodore Perry came to Japan, Japan no longer had any guns. That represents the loss of a very powerful technology.
Take advantage of the growing delivery trend and sign up for a service like Instacart, UberEats, Postmates or Amazon Flex. You get paid per delivery, in most cases, and can even earn tips. A car isn’t always required — Postmates lets you use a bike, scooter or your own two feet to make deliveries — but a background check almost always is part of the deal. Learn more about how to get started with Amazon Flex, UberEats and Instacart.
Chase Sapphire Preferred® Card – Want an even bigger bonus? Consider the Chase Sapphire Preferred® Card instead. With this card, you’ll earn an amazing 50,000 points after you spend just $4,000 on your card within 90 days. If you turn in those points for cash, they are worth $500! Obviously, you’ll want to pay your balance in full to avoid interest. As long as you meet the minimum spending requirement, this $500 is yours to spend. Plus, this card comes with no annual fee.

In order to make money, you have to take a chance that a venture or idea you have will pan out. Therefore, it is important to think deeply and evaluate multiple possible outcomes before you decide that an investment is worth it. Taking risks without thinking about them beforehand is an incredibly quick way to lose money. To earn, you should take risks, but they should be calculated.
I recently stumbled on the Trim app and I have to say, this one is a game changer. It’s a simple app that acts as your own personal financial manager. Once you link your bank to the app, Trim analyzes your spending, finds subscriptions you need to cancel, negotiates your Comcast bill, finds you better car insurance, and more. And of course, the app is free! My bet is that it will only take a few days for Trim to put an extra $100 in your pocket. So easy!
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