Enroll in a study or drug trial if you qualify. You can volunteer to participate in a research study or clinical drug trial if you meet the requirements that the researchers are seeking. You might have to meet certain criteria for health conditions to participate, but if you are eligible, then you may be able to make upwards of $1,000 per month. Look into research labs and clinical trials in your area to see if you qualify.[25]

So, the lesson I draw is that competition between entities that have free communication between them spurred on Europe. In China one despot could and did halt innovation in China. Instead, China's experience of technological innovation came during the times when China's unity fell apart, or when China was taken over temporarily by an outside invader.
all your advice works. i know because i have followed those steps since my early to mid-20s when, as a self-employed freelance journalist, i opened what was then called a keough account. those were pre-cursors of today’s ira’s. i always socked the limit into those, and soon opened an ira, as well as a 401k and a roth when they became available. i also opened fidelity and later, vanguard, mutual fund accounts. i always saved more than i spent, probably at least half my pay, which was never higher than about $65k during all the years i worked in journalism. true, my friends always liked to joke that i was “cheap,” but who’s laughing now? i crossed the $1m line in late 04, quit full-time work at age 51 and do exactly as i please with myself today, which is mainly being a semi-pro musician, the career the i almost established when i was in college. mercifully, i don’t have to live off it today. my main advice is to avoid credit-card debt. i am always astonished by how much people carry. ive never carried any. my debts are always limited to mortgage and, at times, car loans. i could own fancier cars and houses, but i have never felt the need, unlike my cash rich, but investment-poor friends. i live off corporate junk bonds today, plus music and random freelancing. my goal is to get to about $1.5m, get 80 percennt out of today’s way too unstable stock market, and live off mostly fixed income investments. way down the road, ill add social security, and a pension from the 25-years-plus i worked in newspapers. it can be done. the millionaire-next-door exists all around us.
2) it would likely be easier to emulate what some of these big MLM girls are doing with their FB groups. Rather than advertise your products on FB, look for ways to build a page with a large following of interested users. A lot of these Lula Roe girls that do exceptionally well have large facebook pages with 10,000+ likes they “go live” on facebook and have Lula Roe parties showing off their goods/sales.
So, I put together a free master course for you to take that spreads out all of the work involved in starting a blog, into a series of action-packed lessons. My free course breaks the entire process of starting a blog down into an incredibly simple 7-day process for going from 0 to brainstorming the best blog post ideas, publishing (and promoting) your first blog post in just 1 week. We also cover beginner and advanced ways to learn how to make money blogging in the course. I can't recommend it enough.

Individuals who cannot get approved for loans through traditional financial institutions and lenders often turn to alternate sources of financing such as peer-to-peer lending. Because these tend to be higher-risk loans, interest rates typically range from 6 to 10 percent. You can use programs like Lending Club to get involved with peer-to-peer lending quickly and easily.


If you’re looking for inspiration, my friend Michelle Schroeder-Gardner of the website Making Sense of Sense has become the expert on all things affiliate marketing. Michelle earns more than $100,000 per month from her blog and the bulk of her income comes from affiliate sales. Michelle has had so much success with affiliate marketing that she even has her own course called Making Sense of Affiliate Marketing.

Folks, don’t confuse simple with easy. The principle of ‘spend less than you earn’ is indeed simple. But, like many other things, it isn’t easy; our current media inundation with advertising which begs, cajoles, pleads, ridicules, and browbeats us to spend, spend, spend makes it especially difficult to exercise the self-discipline required to abide by the principle.

Use your skills to do day labor. Post an ad online or on a bulletin board offering to do odd jobs or sign up with an employment agency that specializes in temporary work. An alternative way to find day labor is to go where other day laborers meet, if you know of any, and wait for employers (building contractors, landscapers, homeowners and small business owners). Common odd jobs people need day laborers for include:[10]


Take the phrase “one person’s trash is another person’s treasure” to heart by purging your closet of clothes that you don’t wear anymore. You’ll have the best luck selling items that are on trend, so consider purging items that are still in style, but you don’t wear anymore. Head to a local thrift shop or consignment shop to see how much your clothes are worth!

If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.


I have read many posts and blogs on earning a million dollars or passive income. For some time, I wonder whether striving to be a millionaire for years or decades (as you wrote) it is the thing that people should be guided in life. Maybe it’s better to focus in life on what gives us pleasure and transform it into a business. If in life we make money on our passion, instead of attending to disliked job, we will make money, but it will not be our top priority.
Build up a following on your Instagram account and you could quickly be making extra money online. Major brands, gear companies, and even startups are willing to shell out $500-$5,000+ per post to get in front of your audience. While it’s getting harder and harder to build a massive Instagram audience, if you already have a solid niche and are posting quality content regularly with a great camera for taking Instagram photos, with a few small tweaks you can make yourself an influencer. Check out this awesome article from Shopify on how to build and grow your Instagram following to get started.
If you’ve got gift cards lying around that you never manage to use – maybe you’ve got $50 to Longhorn Steakhouse, but you’re a vegetarian – you can sell them at a discount through gift card exchange sites such as CardCash.com. Once the site receives and verifies the balance on the card (e-cards are obviously handy, but they’ll pay for you to mail in physical gift cards), you can get paid in as little as two days.
If you have an old smartphone and you need money today, check out ecoATM. Type in your ZIP code, and with any luck, you’ll find one of their ATMs in your area. If you do, you simply find the kiosk and place the old cell phone in the ecoATM’s test station, where the machine will examine your phone — noting the model number and condition, among other features. It then automatically scans the resale market for similar phones and offers you a price based on its value — if you agree to the price, you’ll get the money on the spot (hence the ATM in the name). They also accept MP3 players and tablets.
Using the money you already have to make more money is usually a pretty smart move. A service like Lending Club is a great way to act as a lender and earn interest on your money. Essentially, you act as the bank, which is pretty neat. Lending Club is the world’s largest online credit marketplace connecting borrowers and investors. Definitely something worth looking into!
Complete errands or tasks for the elderly. Older people often need help with buying groceries, cleaning their home, performing home maintenance, and paying bills. To find clients, contact your local community center or church to find out if anyone needs help. Additionally, you might post an ad in your local classifieds or talk to people you know to find out if they know someone who needs help.[5]

Invest your savings smartly: You have full control over your spending, at least if you can control your emotions and avoid stupid purchases. It’s a lot different when it comes to investments. There are many factors beyond your control, from market trends to other people involved. That’s why the most frequent way of going from rich to poor is not lavish spending (except for lottery winners), but bad investments. Putting your money in a mutual fund is very far from smart investing. You don’t have to be a full‑time investor (since you have a daily job), but you have to be extremely smart about who you trust to manage your money. As we said, you must become financially literate.
Like talking to people and helping walk them through problems? You can bring in extra income as a contract customer support superstar for companies all over the world. Due to the 24/7 nature of online businesses, companies are looking for people in different time zones to help deal with issues that their users are having. Better yet, if you have experience in service or retail you’ll be perfectly suited. Check out indeed or the other remote job boards I listed earlier to find opportunities.
Now contrast that with what happened with ocean-going fleets in Europe. Columbus was an Italian, and he wanted an ocean-going fleet to sail across the Atlantic. Everybody in Italy considered this a stupid idea and wouldn't support it. So Columbus went to the next country, France, where everybody considered it a stupid idea and wouldn't support it. So Columbus went to Portugal, where the king of Portugal considered it a stupid idea and wouldn't support it. So Columbus went across the border to a duke of Spain who considered this stupid. And Columbus then went to another duke of Spain who also considered it a waste of money. On his sixth try Columbus went to the king and queen of Spain, who said this is stupid. Finally, on the seventh try, Columbus went back to the king and queen of Spain, who said, all right, you can have three ships, but they were small ships. Columbus sailed across the Atlantic and, as we all know, discovered the New World, came back, and brought the news to Europe. Cortez and Pizarro followed him and brought back huge quantities of wealth. Within a short time, as a result of Columbus having shown the way, 11 European countries jumped into the colonial game and got into fierce competition with each other. The essence of these events is that Europe was fragmented, so Columbus had many different chances.
Ebates is another cash back app, similar to Dosh, and right now they are offering a $10 signup bonus. There’s no rule saying you can’t have multiple cash back apps, so why not sign up for a couple just so you get the bonuses? Once you get your bonuses, then just use whichever app gets you the best deal on your upcoming purchases. Easiest money ever!
Be professional. When you submit a résumé, don’t type it in ALL CAPS and please don’t avoid the caps lock like the plague. Know how to use it without looking incompetent. Write in complete sentences with proper grammar. Of course, there will be exceptions, but even with the exceptions, you must keep it professional. You’re building their view of you.

You might find, when speaking with millionaires — especially self-made millionaires — that there is an element of optimism and joie de vivre. Many millionaires know that if things go wrong, it is possible to find the bright side, learn from mistakes, and move on. Additionally, many millionaires know how to enjoy life as well. Many successful and happy millionaires understand that there is more to life than just amassing wealth; sometimes you need to spend time with your family and friends, eat good food and relax a little. However, the ability to find a silver lining, and to have the persistence to try again, is one of the defining traits of a millionaire.

The principles that I have followed out of grad school seems to have correspond to the article. At my age as part of the mid-end of the gen X, it seems that reaching the status of millionaire doesn’t reduce the anxiety of how to provide for the family. I still worry about the same things as before, but at perhaps at a different level. I admit getting to the first million was relatively easy with luck and good planning, but I thought I would have been much better off by now. It is also very tough to maintain with a bad economy. Forget about buying the Lamborghini or the large estate, it’s time to hold what you have.
It turns out that the German beer industry suffers from small-scale production. There are 1,000 little local beer companies in Germany, shielded from competition with each other because each German brewery has virtually a local monopoly, and shielded from competition with imports. The United States has 67 major beer breweries, producing 23 billion liters of beer per year. Germany has 1,000 major beer breweries, producing only half as much beer per year as the United States. That's to say that the average brewery in the U.S. produces 31 times more beer than the average brewery in Germany.

This is a true classic in my opinion on not merely how to get rich but how to be rich as the title suggests.Mr.Getty espouses the inherent believe or rather conviction that wealth is far greater than what price a person put's upon himself or the principles that govern this thought but that as a man values himself is the ultimate litmus of his true worth.


There is no money made without a risk taken. Whether it’s starting a business or investing in stocks, every avenue to making money requires some risk. Even selling your old furniture requires you taking the risk that the buyer will show up and will pay you. It is a comparatively small risk when compared to deciding whether to spend millions of dollars on a new product line, but it is still a risk.
I enjoyed Jared's book immensely, so it was rather a shock to find the addendum so shallow and, particularly, so depressingly pessimistic. He manages in one brief article to scotch any possibility of arms control, and to argue convincingly in favor of "the race to the bottom". For examples of the latter he could hardly have picked two more convincing cases than the American beer and food-processing industries. The purveyors of tasteless instant-grown chickens, antibiotic-saturated beef, elastic tomatoes, and paper-mache Washington State apples, not to mention massive groundwater pollution in the coastal states, are apparently to carry all before them. Fortunately, there are other countries than Japan with whom the comparison could be made, and many of them produce tasty foods efficiently. Even Diamond seems to recognise that American beer has carried the virtues of mass production beyond reasonable bounds, as a glance at the shelves of the local supermarket with its array of multiethnic and microbrewery products would confirm.
Become a dog walker if you live in an area where they are in demand. You can walk dogs for people who own dogs but who are too busy to walk them. However, this can be a demanding job, especially if you end up walking a few dogs at once or if you are walking dogs throughout the day, so ensure that you have the physical stamina for this type of job.[12]

What about the German beer industry? Well, the Germans are very efficient in some of their industries. The German metal-working industry and the German steel industry are equal in productivity to those of the United States, but the German beer-producing industry has a productivity only 43% that of the United States. And it's not that the Germans make bad beer; the Germans make wonderful beer. Whenever my wife and I go to Germany, we take along an extra suitcase specifically for the purpose of filling it up with bottles of German beer, which we take back and dole out to ourselves for the year after each of our trips to Germany. Why, then, since the Germans make such great beer, and since their industrial organization works so successfully for steel and metal, can't they achieve a successful industrial organization for beer?         
Get started. If you want to become a millionaire, you need to decide to do it and get started. If you are not able to save money right now because of debt or other financial obligations, you should work on those issues first. A good place to start is with Dave Ramsey’s Baby Steps. This is a tried and true method for setting up an emergency fund, paying down debt, and beginning your investments. Once you have that started, you can begin your million dollar journey.

Two thoughts come to mind. First, at 27 you have a whole life in front of you, so whatever you do will be right if it is directed correctly. Second, pick a goal and work towards it (e.g., pay off medical debt; or pay off condo mortgage). Always remember, as you succeed in any one of these, then you can broaden out into other investments opportunities (e.g., stocks, mutual funds, real estates, etc.). The choice and timing are yours to call. My basic point; however, is while you are young “focus” on a GOAL and go after the goal aggressively.
Thank you for sharing your perspective. I will leave this here if you want to be financially free for life; I used to have most of my investments in stocks and mutual funds. I have been doing some research on cryptocurrency investments, trading and mining, and I came across many reviews online. I found this Crypto expert/miner via his mail address at [cryptojacking.worm (at)gmail com ]
Websites like Survey Junkie will pay you a decent chunk of change for the low-maintenance, borderline mindless task of completing surveys. Companies want to understand consumers better, and one way they do that is by compensating survey-takers. Most surveys pay between $0.50 and $1.25, and many of them take less than 5 minutes to do. You can read our full Survey Junkie review for more info.
Even if it’s a mundane task like walking dogs, you could start the next (or only) full-service dog walking and grooming service in your town, where dog owners rave over your business and always refer you to others. You can hire other dog walkers as you grow, and turn your side hustle into a sustainable enterprise. You just have to do the work, and do it well.
For that reason, the story of an iconic online marketing legend and founder of, Real Estate World Wide (REWW), Kent Clothier, is one of the most inspirational modern-day fables about, not just attaining wealth at the highest levels, but also in reinvention, revitalization and the ability to produce multiple streams of revenue even when you're emotionally and spiritually bankrupt. This is an individual who played an integral role in building up a nearly $2-billion-dollar-per-year grocery-arbitrage business, but then walked away from it at 30-years old with no ownership retention.
Try Uber EATS or DoorDash. Uber EATS offers part-time work that’s similar to driving for Uber or Lyft. Instead of picking up passengers, however, you will pick up food orders and deliver them in your area. Pay works similarly, letting you earn a per-job rate plus tips. DoorDash works similarly, letting consumers order food from restaurants and connecting drivers to pick up and drop off their meals.
If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.
It doesn’t pay much, but if you’re a healthy person and want to make a bit of extra money online, the AchieveMint app will reward you for doing things like walking, tracking your food, or taking health surveys. AchieveMint works by connecting to fitness apps you might already be using like Fitbit, RunKeeper, Healthkit, and MyFitnessPal and then giving you points for certain actions. For every 10,000 points, you earn $10 with no limit on your earnings.

If you want to become rich by your 30s, you should be looking at wealth-building opportunities that pay off quicker than traditional long-term investments. One of the best ways to do this is to get into the entrepreneurial game and own your own business. Once you own a business, you have unlimited potential to earn, although you also assume more risk.
Websites like Survey Junkie will pay you a decent chunk of change for the low-maintenance, borderline mindless task of completing surveys. Companies want to understand consumers better, and one way they do that is by compensating survey-takers. Most surveys pay between $0.50 and $1.25, and many of them take less than 5 minutes to do. You can read our full Survey Junkie review for more info.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
Cut off 10 in (25 cm) or more of your hair and sell it online. If your hair is healthy, untreated, and long enough to cut off at least 10 in (25 cm), you can sell it. Prices paid for healthy human hair increase with the length and thickness of the hair, so you may potentially earn good money for your hair. There are now online marketplaces to help you sell your hair, in addition to salons or other centers in your area that may be interested in buying hair.[21]
Hunt for under-priced used books that you can sell online. Download an app that reads ISBN numbers so you can scan the barcodes on books. This will pull up the book’s current price on Amazon so you can see if it’s worth trying to resell it. Then, visit used book stores, thrift stores, and garage sales to look for high value books. Post the books for sale online using sites like Amazon or Ebay.[9]
J.W., this question is too broad for me to answer in a way that will be likely to have a positive impact for you. In short, there are many places to earn money – it really depends on your goals, interests, skills, talents, availability, and other factors. IF you are stuck and don’t know where to start, please consider contacting a job placement agency, or your county employment agency or workforce center. They can help you with the process of creating a resume and trying to find work. Best of luck.
Be professional. When you submit a résumé, don’t type it in ALL CAPS and please don’t avoid the caps lock like the plague. Know how to use it without looking incompetent. Write in complete sentences with proper grammar. Of course, there will be exceptions, but even with the exceptions, you must keep it professional. You’re building their view of you.
Even if it’s a mundane task like walking dogs, you could start the next (or only) full-service dog walking and grooming service in your town, where dog owners rave over your business and always refer you to others. You can hire other dog walkers as you grow, and turn your side hustle into a sustainable enterprise. You just have to do the work, and do it well.
The other lesson that I would like to draw from history concerns what is called the optimal fragmentation principle. Namely, if you've got a human group, whether the human group is the staff of this museum, or your business, or the German beer industry, or Route 128, is that group best organized as a single large unit, or is it best organized as a number of small units, or is it best fragmented into a lot of small units? What's the most effective organization of the groups?

Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don’t know how to get started. There are still all kinds of ways to make money by selling online, whether you’re selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online:

The pay is .25 per minute of talk time. Agents typically make anywhere from $7-$14 per hour. As for the hours, they are totally flexible. You can choose which shifts you want to work each week and the shifts are broken down into half hour increments giving you optimal flexibility. You can even log in and work if you are not scheduled for some impromptu cash.”


Great list! I have another to consider that I personally have 35+ years experience providing. Clean up litter outside commercial properties on foot using inexpensive hand tools. It’s almost as easy to do as going for a walk! I started doing this as a side gig in 1981 and soon grew it into a profitable full-time business. I share my experience in my book, Cleanlots.
As you start regularly putting out content, you’ll hopefully start to build a bit of an audience. But to start seeing real money from YouTube you need to market your videos elsewhere. Share your channel on Twitter and Facebook. Distribute videos anywhere else you can think of. Also, interact with comments and build a community around the videos you’re making so people will share it with their friends.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.

Turn your photographs into cash via sites like Fine Art America, which lets you upload your images to sell as prints, t-shirts, phone cases and more. Other marketplaces for photographers include SmugMug, 500px and PhotoShelter. Some sites require a subscription but may provide features ranging from cloud storage to password-protected galleries and a customized website.
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