Harris, I think it depends on several factors. First, I recommend having a well established emergency fund that will be enough to cover several months living expenses. This will help you cover any unexpected expenses and avoid taking out additional debt. Next consider other short/medium term goals. For example, are you saving to buy a house, do you need to replace your car in the next two or three years, etc. Finally, consider the interest rates of your student loans and what you may be able to earn in an IRA and decide which option is best for your needs. Investing for retirement now could be a huge benefit for you and your wife when you reach retirement age, but eliminating debt increases cash flow and gives you peace of mind. Both options are solid. Best of luck.
Blogging is something that requires patience, persistence and discipline. It may mean writing everyday for over a year before you really start to see any money from it. There are exceptions to the rule, but from my dealings with other bloggers, it seems to be pretty common to spend one or even two years building your blog, your brand and your authority, before making any serious amount of money.
Cat is the go-to personal finance expert for educated, aspirational moms who want to recapture their life passions, earn more, reach their goals, and take on a more active financial role in their families.Cat was named the Best Contributor/Freelancer for Personal Finance in 2014, and over the past few years her writing and financial expertise have been featured in dozens of notable publications like The Wall Street Journal, Yahoo! Finance, U.S. News and World Report, and many more.
Track down your expenses. To soar your efficiency on cutting your expenses, it is vital to keep track of them. Pick one of the numerous expense tracking applications there are around, like Money Lover or Mint, and record every single penny that goes in and out of your wallet. After 3 months or so, you should be able to know where most of your money go and what can you do for that.

Hi Michelle, such a great post! My bread and butter is freelance writing, and I’ve used that to create a full-time income online for around seven years now. I also have an eBay reselling business, and I absolutely LOVE doing that… Working from home can be quite isolating at times, so I love scheduling thrift store trips etc into my working week. It keeps me sane, and reselling is so fun 🙂
As you start regularly putting out content, you’ll hopefully start to build a bit of an audience. But to start seeing real money from YouTube you need to market your videos elsewhere. Share your channel on Twitter and Facebook. Distribute videos anywhere else you can think of. Also, interact with comments and build a community around the videos you’re making so people will share it with their friends.
My belief is that you should focus on buying value on the things you enjoy, and you should focus on making big wins to reduce your expenses on non-essentials and things which don’t bring you joy. For example, in our family eating out is a treat.  We save a lot of money by not dining very often.  But, when we do dine out we focus our efforts on nights where kids eat free.  Not only do we save money this way, but if my son decides that tonight’s dinner choice is not high on his list of priorities, we didn’t waste money on a meal.  This takes the financial tension out of any wasted food and allows my wife and I to enjoy the meal more.
Monetize a hobby. While some hobbies actually cost money, others can be transformed into a profitable business venture. Ultimately, it depends on what your hobby is and how talented you are. You could turn your love of photography, for example, into a part-time gig taking family portraits and wedding photos or selling prints on Etsy or at arts fairs.
Pretty self-explanatory. You can start making money playing with dogs today using Rover. Rover lets you set your prices so you can charge fair rates for your services. In addition to walking, you can also offer doggy daycare, house sitting, and boarding through Rover. If you’d rather start your own thing, check out The Balance’s How to Start a Dog Walking Business.
Start a bed and breakfast. If you live in a popular resort area or own a historic property, a B&B might be the perfect side hustle. Not only can you work at home with this career, but you’ll also score some tax write-offs in the process — although most innkeepers caution that the profession requires a lot of hard work and is more of an attractive lifestyle than a money-making pursuit.

After an extremely intriguing conversation with Clothier, I began to better understand the concept of arbitrage and how anyone can use it to succeed in any industry. The difficulty here is first being able to identify opportunities for arbitrage, and later being able to fully leverage those on a larger scale. But once you find what works, expanding and scaling becomes almost instinctive and native rather than some grand hurdle.
Robert said he did an average of 4-6 of these gigs per year for a while depending on his schedule and the work involved. The best part is, he charged a flat rate that usually worked out to around $100 per hour. And remember, this was pay he was earning to advise people on the best ways to use social media tools like Facebook and Pinterest to grow their brands.

19. eBay – Of course you can’t read an article about making money online that doesn’t mention eBay. You can start an eBay store and get serious about it or you can just sell some stuff to declutter your home. Either way, I’ve made my fair share from selling on eBay and it’s still a popular way to earn money. If you decide to start an actual eBay store, you’ll want to find a drop-ship business like Doba that will store and ship items straight to your customers so you don’t have to deal with an inventory.
I am hoping my success story involves a combination of the blog and consulting. I’ve been really struggling with the consulting lately in an attempt at networking and obtaining more clients. Between the two blogs, keeping up with industry, and maintaining an amicable family relationship I find I am short on time. My wife has not worked for over 2 years so we are on a single income. We do have a child who takes a lot of time and money.

The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers. This blog does not provide legal, financial, accounting or tax advice. The content on this blog is "as is" and carries no warranties. Intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. After 20 days, comments are closed on posts. Intuit may, but has no obligation to, monitor comments. Comments that include profanity or abusive language will not be posted. Click here to read full Terms of Service.

Can someone help. I need a job or at least a hobbie to do at home, i need to make $400 in about 2 weeks. I’m 15 so i can’t work yet. If anyone has any suggestions please e-mail me! ooh & btw i can’t mow any lawns cause everyone who lives close by dosn’t have any lawn at all. So if there is any suggestions whatsoever please feel free to e-mail me. thanks!

And while you’ve probably heard of selling sperm or eggs, don’t get your hopes up: Yes, the young and the healthy can sometimes earn good money as sperm or egg donors, but such opportunities require extensive screenings and long-term commitments. Donating blood (sans plasma), meanwhile, is a great and altruistic thing to do, but you generally won’t get money for it.


Even if your family, friends, or neighbors may not need work done, you can sell your labor in advance of completing it. Make it official by printing out a certificate that promises that you’ll mow their lawn, shovel their driveway, water their garden, or complete another chore they’d need! Once they’re in need of the work, you can set up a time to get the job done.
Once you are able to create a new product, you need to get an intellectual property protection. The next thing you should do to earn money from it is either through licensing or assignment. With licensing, you sign a contract that gives a licensee rights to your patent. The licensee will then copy, sell, and market your product. With an assignment, you permanently sell the ownership of your product to an assignee.
Not only do you need a source of income, but having a second income is a great idea as well. I don’t mean that you have to have an additional part-time job, but find a way to make a couple of extra bucks on the weekends or a few nights during the week. This could be anything from freelance work to selling homemade goods on Etsy. Making an extra hundred bucks every month could have a huge impact on your millionaire journey. It may not seem like a lot, but it can really add up every year.
Rover is a dog walking and pet sitting website that is always looking for qualified dog walkers in cities all over the United States. So when you take your pup on a walk, you can also take a second (or third) dog with you and get paid to walk. 30-minute walks fall in the $10-30 range. With a neighborhood route, that can add up quickly! You’re just a short application away from getting started.

After listening to your show, I found a lead to my first side hustle. For my wife’s program and mine, we are required to have CPR. We took our class to meet these requirements, and I talked with our instructor who passed my name to the owner letting him know I was curious about becoming an instructor. I was contacted about certifying myself to teach classes! – John S.
Spending intentionally doesn’t require pinching every penny, but you should know where those pennies are going and that the destination is something you value, whether that’s travel or good food. It’s easy to fall into a habit of doing the opposite, basically a financial version of mindless eating — buying a new pair of shoes because you walked by the shoe store, for example.
Thank you for sharing your perspective. I will leave this here if you want to be financially free for life; I used to have most of my investments in stocks and mutual funds. I have been doing some research on cryptocurrency investments, trading and mining, and I came across many reviews online. I found this Crypto expert/miner via his mail address at [cryptojacking.worm (at)gmail com ]
Thank you for sharing this post again from 2017. When I saw the article, Oh, it’s been written in 2017 but when I read along, it is still applicable up to now. I noticed that you are not eliminating the dates on your post. Some bloggers recommend to use a plugin to delete the dates so Google don’t have to read the post as outdated anymore. I saw that you are not doing that — or you are updating your old articles one by one before sharing it again?
Protect yourself: In the end, you also need to protect yourself and your wealth, from yourself (doing something stupid with your savings) and others. Insurance, legal corporations, rainy day savings funds, tax shields and so on, there are many ways how you can protect yourself and your wealth. If you’re asking from what? From accidents, the government, market melts, sneaky salesmen and even from yourself is the answer.
Hunt for under-priced used books that you can sell online. Download an app that reads ISBN numbers so you can scan the barcodes on books. This will pull up the book’s current price on Amazon so you can see if it’s worth trying to resell it. Then, visit used book stores, thrift stores, and garage sales to look for high value books. Post the books for sale online using sites like Amazon or Ebay.[9]
×