Parlay your math, science, foreign-language or test-prep expertise into a lucrative side gig by becoming a private tutor. You can tutor people online or in-person. What you charge can depend on your experience, expertise and what’s in demand. To get started, see what types of tutors are needed on Craigslist, or create a profile on sites like Tutor.com or Care.com. You can also advertise your services at local schools and community centers.

If you need money today, you don’t have credit cards to turn to, and going to a family member is out, you could go to a payday loan store in your neighborhood and ask for a loan. You generally will need proof of employment (pay stubs) and identification; call ahead and ask what they require. You’ll probably need references. And you need to be absolutely sure you can pay back the loan under the specified terms.

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Take advantage of the growing delivery trend and sign up for a service like Instacart, UberEats, Postmates or Amazon Flex. You get paid per delivery, in most cases, and can even earn tips. A car isn’t always required — Postmates lets you use a bike, scooter or your own two feet to make deliveries — but a background check almost always is part of the deal. Learn more about how to get started with Amazon Flex, UberEats and Instacart.
Wells Fargo is offering an all-around terrific credit card that hits high notes in every category. The Wells Fargo Cash Wise Visa® Card includes a $200 cash rewards bonus after spending $1,000 in the first three months, 1.5% cash back on all purchases, a 0% intro APR on purchases and qualifying balance transfers for 12 months AND added benefits like cell phone protection. Read review
Some companies like 1-800flowers.com outsource customer-service operations to third-party companies who then hire home-based workers or "agents" to take calls and orders. When you call 1-800-flowers, you may be speaking with Rebecca Dooley, a retired police officer and employee of Alpine Access, a major call-center service. When you dialed the number to 1-800-flowers, your call was automatically routed to Rebecca's spare bedroom in Colorado.
The folly of youth is believing that there's always enough time for everything. Youngsters often believe that retirement, or wealth building, is something that comes later in life, and are more preoccupied with the concerns of the now. Unfortunately, this often leads to a cycle of "Oh, I should do that next month," month after month, until before you know it, you're 10 years older and you've missed out on a decade's worth of compounding interest. The first step is to stop procrastinating; saving and investing is scary, but the longer you wait to do it, the fewer advantages you have.
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